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Everyday Business

Our community relies on business owners like you. That’s why we’re here with solutions to help your company thrive, providing one-on-one support for all of your business needs, as well as a suite of options to help your business run smoothly.

Account Access

Business banking with the touch of a button.

Make your day-to-day easier with our suite of mobile and online business banking tools. Plus, telephone banking and in-branch services, anytime you need them.

Business Online banking

From bill pay to wire transfers to managing your payroll and cash flow, our system makes it simple to keep up with it all.

Mobile banking

From digital wallets to text banking, we’ll safely and securely help you manage your money on-the-go.

Phone banking

Check account balances, make loan payments, transfer funds and more with our 24-hour phone service.

In-branch banking

With branches in 15 communities across the Puget Sound, we’re here to serve you in-person, at your convenience.

Business Checking

Business checking, wherever you do business.

Opening a business checking account with Harborstone is easy. And it’s a flexible and secure way to send and receive payments wherever and however you work.

Our no-fee and interest-earning checking accounts come with a Harborstone debit card, business checks, notary services, and access to online banking and our mobile app, plus nearly 30,000 surcharge-free ATMs.

You can even work with a personal Business Banker to help you navigate important financial decisions along the way and open your account in-branch.

Basic Business Checking

  • No monthly service charge fees.
  • $100 minimum opening balance.
  • Free deposit for first 100 checks; $0.25 for each additional deposit.
  • No interest earned.

Business Interest Checking

  • $10 monthly service charge fees.
  • $100 minimum opening balance.
  • Free deposit for first 200 checks; $0.25 for each additional deposit.
  • Tiered interest earned on entire balance.

Useful Links

Business Online Banking

Open an account in branch

Check Rates and Terms

Meet Our Business Team

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Cash Management

Manage cash flow for your business

Fully integrated with Business Online Banking, cash management services provide you with greater control and online service all day, every day.

Features include:

ACH Origination

Distribute payroll by direct deposit, pay vendors electronically, save time and money, know the exact payroll date and reduce risk.

Wire Transfers

Save time by initiating wire transfers electronically and create templates for reoccurring wire transfers.

Positive Pay

Reduce the risk of fraud by comparing checks online and selecting to pay or return the items allowing you to maintain control of your money and payments.

Remote Deposit Capture

Save time and trips to a branch by depositing on the go and enjoy multi-feed scanner, same day settlement, and scanned check storage.

HR & Payroll

Save time by automating payroll and HR tasks.

With our payroll services specialists on your side, even the smallest of small businesses has a comprehensive HR team on duty.

We’ll process payroll and compile timesheet information, securely store employee files, use integrated screening and onboarding tools to manage your potential new hires and maintain tax compliance – in a way that’s simple and easy for you.

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