Harborstone presents a banking account that rewards you with a high-yield rate on your checking account balance. With simple-to-achieve qualifications, a tracker to monitor your progress, and digital tools that make owning your finances a cinch, PNW Premier is an exceptional checking account for busy people wanting to make every dollar count.
PNW Premier Qualifications
PNW Premier Qualifications
When these qualifications are met, you could earn a competitive 7.00% annual percentage yield on balances up to $4,000 and have your ATM surcharge fees refunded (up to $10) for all non-Harborstone, non-co-op ATMs.*
- Make at least one direct deposit or automatic ACH withdrawal per month.
- Make a minimum of 12 debit card transactions of $3 or more per month.**
- Sign in at least once to your account – online or through the Harborstone app. Register for online banking as a primary account holder.
PNW Premier Tracker
PNW Premier Tracker
To make tracking and hitting these qualifications even easier, use our PNW Premier Tracker to see your progress along the way. Find the tracker in your mobile app or online banking.
Please note: On your monthly statement, PNW Premier dividends will display as two entries: “dividend credit” and “reward credit.” Dividends and eligible ATM refunds are paid on the last business day of each month.***
Join TodayAdditional Requirements
Additional Requirements
- $25 minimum deposit to open.
- Only one PNW Premier account allowed per Social Security number.
If you do not meet qualifications, you will still earn the standard annual percentage yield on your entire balance.
*This does not include international ATMs, foreign ATM withdrawals, balance inquiries, and ATM deposit fees; Harborstone Credit Union is not responsible for surcharge fees assessed by ATM owners.
**These must post and clear your account by the last business day of the month.
***Dividend rates are subject to change at any time. Fees may reduce earnings.
Get PNW Premier Today!BreakFree Member?
BreakFree Member?
BreakFree Checking has been upgraded to PNW Premier, and you’re auto-enrolled!
Learn MoreNew membership must include a savings account with a minimum $5 opening deposit. The PNW Premier Account requires a minimum $25 opening deposit and will earn a 7.00% annual percentage yield (APY) on balances up to $4,000 if qualifications are met. Qualifications: a minimum of 12 debit card transactions of at least $3 each that must post by month-end, one online or mobile banking login per month, and one direct deposit or one ACH withdrawal each month. The standard APY of 0.05% will apply if qualifications are not met and will apply to balances over $4,000 if qualifications are met. Rates are accurate as of January 2, 2024, and are subject to change. Fees may reduce earnings. This offer cannot be combined with any other offers, and there can be only one PNW Premier Account per Social Security number. Insured by NCUA.